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Real Estate Law in Jamaica

Jamaica Real Estate Barristers and Attorneys-at-Law

We provide legal services for clients through the Langrin & Langrin law firm, located at 93 East Street, Kingston, Jamaica.

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Our Areas of Expertise in Real Estate Law

The Langrin & Langrin law firm’s areas of expertise in Real Estate law in Jamaica include:

  • Purchase and sale of property
  • Title Application & Powers of Attorney
  • Title addition and removal of a name(s)
  • Additional land conveyancing services
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Purchasing Property in Jamaica

You have identified a piece of land, a detached house, apartment, or townhouse that you wish to purchase, and you need some help making this a reality. It is always wise to have an Attorney-at-Law act for you in the purchase of any property.

Once you have made contact with the Vendor or the Attorney-at-Law who acts for the Vendor and both of you have agreed to the purchase you may come in to our office so we can assist you to complete your purchase.

Selling Property in Jamaica

Once you have decided that you are ready to sell your land or property you may contact us and we will assist you in the process of finding a willing purchaser with the help of our able realtors. And if you have found your own buyer, that’s fine too.

We will draft an agreement for sale on your behalf.

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FAQs about Real Estate Law in Jamaica

What are the fees I will have to pay when selling property in Jamaica?

Here is a list of some of the usual fees associated with the sale of a property. There may be additional fees associated with your sale depending on any additional considerations or the complexity of your transaction. Our Office will provide you with a costing after your consultation appointment.

  • Attorney’s fees, this usually ranges from 3-5% of the purchase price for the property.
  • Miscellaneous sale related fees.
  • Cost for the sale agreement- you will have to pay a half of these fee.
  • Registration fees at the NLA- this is .5% of the purchase price for the property. You will only be required to a half of this sum.
  • Stamp Duty this is a set fee of $100 or $5000 depending on the value of the property as assessed by the Tax Administration of Jamaica. You will be required to be a half of this sum. It is standard for this to be deducted from the deposit paid by the purchaser.
  • Transfer Tax this is 2% of the market value of the property, you will be required to pay this sum in full to the Stamp Office. It is standard for this to be deducted from the deposit paid by the purchaser.
How long will the process take to sell property in Jamaica?
If the purchaser is paying by cash the average time is 90 days. If the purchaser is financing the sale by a mortgage or loan the sale is usually completed in 120 days (4 months). You may propose a different time frame for the completion of the sale, this is usually set as a condition in the sale agreement.
How quickly will I get the money from the sale of property in Jamaica?
It is standard in all sales of real estate that the Attorney-at-Law for the Vendor will hold the deposit and balance of the purchase money until the sale is completed, the money will then be turned over to you at the end of the sale, minus the agreed fees that you are required to pay. The money is held by the Attorney-at-Law and in the event that the sale is cancelled it will be refunded to the purchaser according to the sale agreement.
What will the process entail for purchasing property in Jamaica?

Our Office will contact the Vendor, their relator (if applicable) or their Attorney-at-Law on your behalf to confirm the sale price and other relevant details. The Vendor or their Attorney- at-Law will forward an Agreement for Sale setting out the terms and conditions of the sale of the property to you. We will explain the conditions of the Agreement for Sale to you. Once the terms and conditions are agreed by the Vendor and Yourself, you will sign the agreement and make a deposit or down payment of 10% of the sale price initially and the balance of the purchase price will be paid at a later date that has been set out in the agreement for sale.

In recent times most Vendors will ask you to prove that you are financially able to purchase the property. You may have to show that you can secure financing for the purchase even before sale process even begins. Proof of funding may show by a certified printout of your bank account or an illegibility letter or pre-qualification letter from a financial incaution of your choice showing that are eligible for a Mortgage or Loan to cover the full purchase price or the remaining balance after you have made the deposit.

What are the fees I will have to pay when purchasing property in Jamaica?

Here is a list of some of the usual fees associated with the purchase of a property. There may be additional fees associated with your purchase depending on any additional considerations or the complexity of your transaction. Our Office will provide you with a costing after your consultation appointment.

  • Attorney’s fees- this usually ranges from 3-5 percent of the purchase price for the property.
  • Registration fees at the National Land Agency – this is .5% of the purchase price for the property. You will only be required to pay half of this sum.
  • Other sale related fees- such as a half of the cost for the Sale agreement and the Letters of possession. There may also be other miscellaneous fees as dictated by the sale agreement. These fees are set by the Vendor ’s Attorney-at-Law and paid over to the Vendor’s Attorney-at-Law.
  • Surveyor fees- we recommend that you employ a Commissioned Land Surveyor to identify the location of the property to you as well as its boundaries and confirm that that there are no breaches of the restrictive covenants. The Surveyor ID report that the Surveyor will generate is usually a requirement by the financing financial institution. Here is a list of all the Commissioned land surveyors in Jamaica.
  • Valuation report- this is usually a requirement by the financing financial institution.
  • Stamp duty this is a set fee of $100 or $5000 depending on the value of the property as assessed by the Tax Administration of Jamaica. You will be required to be a half of this sum.
  • Transfer Tax this is 2% of the market value of the property, this is paid solely by the Vendor.
  • If you are purchasing an apartment/Strata unit you may be required to pay to the vendor money related to obtaining a certificate of title for your unit. You may also be required to pay one or a few months of maintenance fees up front before the sale is completed. This usually obtains where the apartment was newly built and is being sold by the developer.
How long will the process take to purchase property in Jamaica?
If you are purchasing the property with cash, the average time is 90 days. If you are purchasing by way of financing through a financial institution, then the average time 120 days (4 months). You should keep in mind that the Vendor may propose a different time frame for the completion of the sale, this is usually set as a condition in the sale agreement.
What is a Tax Registration Number?
The Tax Registration Number (TRN) is a unique number assigned to everyone who pays taxes within the Island of Jamaica. It is required to conduct business with any the government revenue departments, other business, and financial institutions within Jamaica. You will be required to state you TRN number to buy or sell any asset that must be assessed by the Tax Administration of Jamaica, such as property or a motor vehicle.
What is pre-qualification for a mortgage in Jamaica?
If you have decided to purchase your property by way of Loan or Mortgage you will need to approach a financial institution to secure funding for your purchase. If you meet the lending criteria the financial institution will issue you a pre- qualification or eligibility letter.
What is the role of the National Land Agency (NLA)?
The National Land Agency is an executive agency of the Government of Jamaica, they came into existence in 2001. Their function is to register transaction stated in the Registration of Titles Act and the Registration of Strata Titles Act. These transactions include such a Transfer Applicants, Transmission Application, Notation of Death Applications, Mortgage Applications, Application to Surrender Titles, Application for Strata Titles to name a few. We will draft all applications to be submitted to the NLA on your behalf. We will also handle the submission of all applications to the NLA on your behalf.

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